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Reasons Why an Experience Modification May Not be Published

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Reasons Why an Experience Modification May Not be Published

April 8, 2015

While the WCIRB successfully publishes most experience modifications at least 60 days prior to their effective date, there are times when an experience modification (X-Mod) cannot be published due to missing or incomplete data.

The following are the most common reasons that the WCIRB cannot publish an X-Mod:

  • Missing Experience
    One or more Unit Statistical Reports (USR) within the established experience period has not yet been submitted by the insurer(s).
     
  • Experience Rating (ER) Error on the USR
    All the USRs have been received from the insurer(s), but one or more of the USRs contain errors which require corrections to be submitted by the insurer.
     
  • Missing Current Coverage
    The insurer has not submitted current workers’ compensation coverage information on file for an employer to the WCIRB.

Using WCIRB Connect to See X-Mod Status

Insurer and agent/broker users of WCIRB Connect can view the X-Mod status for any policyholder's Bureau Number from the Policyholder Details page. In addition, insurer users may use the Search Pending Ratings feature to find X-Mods for their own policies that have not been issued due to Missing Experience or Experience Rating errors. By clicking on the X-Mod Status field, the user can view details regarding the cause of the delay. For tips on using WCIRB Connect, login and view the Quick Start Guides in the Knowledge Center.

In response to user feedback, the WCIRB is working on an enhancement to WCIRB Connect that will add more detail regarding the X-Mod status to the Policyholder Details page. These enhancements are on track to be launched later this year.

How to be Notified When an X-Mod is Published

Insurers and licensed agents and brokers may use WCIRB Connect’s X-Mod Direct® feature to be notified automatically of any changes to an X-Mod for a specific policyholder. You can subscribe to a specific Bureau Number and receive an email whenever an X-Mod is issued or revised.

Setting an alert is easy and free. From the Policyholder Details screen on the WCIRB Connect website, look for the "Subscribe to X-Mod Direct" ribbon button at the top of the screen. Click on the button to subscribe and receive an e-mail notification whenever an X-Mod is published for that Bureau Number.
 
If you are not already a WCIRB Connect user, enroll online at WCIRB Connect.

Related Information

Searching for an X-Mod on WCIRB’s Free Online Service
 
Reminders: X-Mod Direct® and Risk Summary Report 

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