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If spouses are sole owners of a business and have no employees, are they required to purchase workers' compensation insurance?

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If spouses are sole owners of a business and have no employees, are they required to purchase workers' compensation insurance?

Question: 
If spouses are sole owners of a business and have no employees, are they required to purchase workers' compensation insurance?
Answer: 

Generally, insurance is optional for any business where the only employees are owners of the business. Consult your insurance agent or your attorney for your options.