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Experience Rating Fundamentals

WCIRB CompEssentials® Experience Rating Fundamentals is a 5+ hour course composed of nine modules that are approximately 20-30 minutes each. Students who successfully complete this course will be able to:

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  • Explain the purpose of experience rating
  • Identify the different sections of the experience rating worksheet
  • Calculate a policyholder's total Expected Losses to determine eligibility and primary threshold
  • Determine how claims impact an experience modification (X-Mod)
  • Use the experience rating formula to calculate an X-Mod
  • Use the experience rating worksheet to answer policyholder questions about their X-Mod

For licensed Property and Casualty professionals, WCIRB CompEssentials: Experience Rating Fundamentals is approved for 5 Continuing Education (CE) credits toward a Property Casualty license with the CaIifornia Department of Insurance.

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