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Classification Phraseology as of:
9/1/2023
 
Classification Code:
7721(1)
 
Phraseology:

DETECTIVE OR PRIVATE INVESTIGATIVE AGENCIES

Footnote:

This classification applies to private investigators or detectives who are retained by clients to conduct investigations of matters, including but not limited to individuals'; backgrounds, personal or business disputes, theft, embezzlement and fraud. These operations involve surveillance of persons without their knowledge.

This classification also applies to asset repossession or airport baggage inspection on a contract basis.

Insurance claims investigation shall be separately classified as 8720(1), Inspection for Insurance, Safety or Valuation Purposes.

Employees who solely conduct investigations by researching documents or conducting interviews at locations away from the employer's premises shall be classified as 8742, Salespersons — Outside, subject to the Standard Exceptions rule. See Part 3, Section III, Rule 4, Standard Exceptions.

Approved Pure Premium Rate:
To learn how approved pure premium rates are different than insurer rates, click here.
Effective DatePure Premium RateNote
9/1/2023$3.20New/Renewal
9/1/2022$2.94New/Renewal
9/1/2021$3.03New/Renewal
Prior Phraseology and Footnote:
Shown below is the previously published phraseology and footnoteEffective Date

Phraseology:
DETECTIVE OR PRIVATE INVESTIGATIVE AGENCIES

Footnote:

This classification applies to private investigators or detectives who are retained by clients to conduct investigations of matters, including but not limited to individuals' backgrounds, personal and business disputes, theft, embezzlement and fraud. These operations involve surveillance of persons without their knowledge.

This classification also applies to employers engaged on a contract basis in asset repossession or airport baggage inspection.

Employees who solely conduct investigations by researching documents and conducting interviews at locations away from the employer's premises shall be classified as 8742, Salespersons — Outside, subject to the Standard Exceptions rule. See Part 3, Section III, Rule 4, Standard Exceptions.

Insurance claims investigation shall be classified as 8720(1), Inspection for Insurance, Safety or Valuation Purposes.

This classification also applies to employers engaged on a contract basis in asset repossession or airport baggage inspection.

Employees who solely conduct investigations by researching documents and conducting interviews at locations away from the employer's premises shall be classified as 8742(1), Salespersons — Outside.

Insurance claims investigation shall be classified as 8720(1), Inspection for Insurance, Safety or Valuation Purposes.

9/1/2021
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The Classification Search was developed by the WCIRB for your convenience to help you identify Standard Classifications based on keywords or a classification code. However, you cannot rely solely on the Classification Search and must make an independent assessment when determining the appropriate classification(s) assignable to a risk in accordance with the USRP.