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Standard Classifications

Click on a phraseology or code in the table below to view detailed information such as phraseology, footnotes, rules and pure premium rates for that classification. To sort the complete list of classifications in alphabetical order, click on the "Phraseology" link at the top of the column. To sort the list of classifications in numerical order, click on the "Code" link at the top of the column.

Code Phraseology
8803

AUDITING, ACCOUNTING OR MANAGEMENT CONSULTING SERVICES — all employees — including Clerical Office Employees and Clerical Telecommuter Employees

The entire remuneration of each employee shall be included, subject to a maximum of $154,700 per year. When the policy is in force for less than a 12-month period, the maximum payroll amount shall be prorated based upon the number of weeks in the policy period.
8801

CREDIT UNIONS — all employees — including Clerical Office Employees, Clerical Telecommuter Employees and Outside Salespersons

The entire remuneration of each employee shall be included, subject to a maximum of $154,700 per year. When the policy is in force for less than a 12-month period, the maximum payroll amount shall be prorated based upon the number of weeks in the policy period.
8800 MAILING OR ADDRESSING COMPANIES — including Clerical Office Employees and Clerical Telecommuter Employees
8755 LABOR UNIONS — including Outside Salespersons
8749

MORTGAGE BANKERS — all employees — including Clerical Office Employees, Clerical Telecommuter Employees and Outside Salespersons

The entire remuneration of each employee shall be included, subject to a maximum of $154,700 per year. When the policy is in force for less than a 12-month period, the maximum payroll amount shall be prorated based upon the number of weeks in the policy period.
8748

AUTOMOBILE OR TRUCK DEALERS — vehicle salespersons
8746 NEWSPAPER PUBLISHING OR PRINTING — reporters or photographers — including Outside Salespersons
8745 NEWS AGENTS OR DISTRIBUTORS OF MAGAZINES OR OTHER PERIODICALS — not retail dealers — including Outside Salespersons
8744 BOY AND GIRL SCOUT COUNCILS — district executives — including Outside Salespersons
8743

MORTGAGE BROKERS — no direct lending — all employees — including Clerical Office Employees, Clerical Telecommuter Employees and Outside Salespersons

The entire remuneration of each employee shall be included, subject to a maximum of $154,700 per year. When the policy is in force for less than a 12-month period, the maximum payroll amount shall be prorated based upon the number of weeks in the policy period.
8742

SALESPERSONS — Outside
8741

REAL ESTATE AGENCIES — all employees — including Clerical Office Employees, Clerical Telecommuter Employees and Outside Salespersons

The entire remuneration of each employee shall be included, subject to a maximum of $154,700 per year. When the policy is in force for less than a 12-month period, the maximum payroll amount shall be prorated based upon the number of weeks in the policy period.

8740(7)

COMMERCIAL AND RESIDENTIAL MIXED-USE BUILDING OPERATION — not Homeowners Associations — property management supervisors — not resident managers or supervisors
8740(6)

APARTMENT OR CONDOMINIUM COMPLEX OPERATION FOR SENIORS — age restricted — not Congregate Living Facilities or Homeowners Associations — property management supervisors — not resident managers or supervisors
8740(5)

WAREHOUSES — self-storage — property management supervisors — not resident managers or supervisors
8740(4)

MOBILE HOME PARK OPERATION — property management supervisors — not resident managers or supervisors
8740(3)

BUILDING OPERATION — N.O.C. — property management supervisors — not resident managers or supervisors
8740(2)

COMMERCIAL PROPERTIES — N.O.C. — property management supervisors
8740(1)

APARTMENT OR CONDOMINIUM COMPLEX OPERATION — N.O.C. — not Homeowner Associations — property management supervisors — not resident managers or supervisors
8729 ELEVATOR SERVICE INSPECTIONS, OILING AND ADJUSTING — no repair

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