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Classification Phraseology as of:
1/1/2020
 
Classification Code:
8004
 
Phraseology:
STORES — garden supplies — wholesale or retail — N.O.C.
Footnote:

This classification applies to stores engaged in the sale of nursery stock, including but not limited to sod, bedding plants, vegetable plants, ornamental trees and ground cover. In addition, garden supply stores typically engage in the sale of other items, including but not limited to fertilizers, insecticides, lawn mowers and garden tools, barbecue supplies, statuary, fountains and patio furniture.

Stores engaged in the sale of fresh cut flowers, floral arrangements, indoor plants or terrariums, including the sale of incidental floral supplies or giftware, shall be classified as 8001, Stores — florists.

The cultivation of nursery stock shall be separately classified as 0005, Nurseries.

The cultivation of flowers, potted flower plants, ferns or similar potted plants that are sold for indoor decorative purposes, as well as herbs, edible flowers or marijuana shall be classified as 0035, Florists.

Lumberyards, building material dealers or retail hardware stores shall be separately classified.

Industry Group/Related Classifications:
Approved Pure Premium Rate:
To learn how approved pure premium rates are different than insurer rates, click here.
Effective DatePure Premium RateNote
1/1/2020$3.58New/Renewal
1/1/2019$3.67New/Renewal
7/1/2018$3.76New/Renewal
Prior Phraseology and Footnote:
Shown below is the previously published phraseology and footnoteEffective Date
Phraseology:

STORES — garden supplies — N.O.C.

Footnote:

This classification applies to stores engaged in the sale of nursery stock, including but not limited to bedding plants, vegetable plants, sod, ornamental trees and ground cover. In addition, garden supply stores typically engage in the sale of items, including but not limited to fertilizers, insecticides, lawn mowers and garden tools, barbecue supplies, cut or arranged flowers, statuary, fountains and patio furniture.

Stores engaged in the sale of fresh cut flowers, floral arrangements, indoor plants, terrariums and incidental floral supplies and giftware shall be classified as 8001, Stores — florists.

The propagation and cultivation of nursery stock shall be separately classified as 0005, Nurseries.

Lumberyards, building materials dealers and retail hardware stores shall be separately classified.

1/1/2019
New Search

The Classification Search was developed by the WCIRB for your convenience to help you identify Standard Classifications based on keywords or a classification code. However, you cannot rely solely on the Classification Search and must make an independent assessment when determining the appropriate classification(s) assignable to a risk in accordance with the USRP.