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Certain operations present a unique exposure to hazard that is not common or prevalent in most industries. Employees who are engaged in these activities must be assigned to a separate classification. These activities, referred to as General Exclusions, include the following:

• Aircraft operation – all members of the flying crew 
• New construction, remodeling, erection or installation work, whether done by the insured’s employees or by contractor
• Maintenance or repair work if performed by contractors
• Foundry operations
• Asbestos abatement
• Day care services if provided by the employer primarily for use by its employees' dependents
• Unmanned Aircraft System (aerial drone) operation – aircraft system and payload total combined weight of 55 pounds or heavier – all members of the operating crew. Operating crew members working remotely from a home or office location with no exposure outside of the clerical office shall be classified as 8810, Clerical Office Employees, or 8871, Clerical Telecommuter Employees, subject to the Standard Exceptions rule

General Exclusions Example

If a company operates a machine shop and a foundry to produce castings, the foundry activities would be assigned to the appropriate foundry classification, not to the machine shop classification. Most machine shops do not operate foundries, and operating a foundry is a unique exposure that requires a separate classification.

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