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WCIRB Fourth Quarter 2020 Experience Report Released

The Workers’ Compensation Insurance Rating Bureau of California (WCIRB) has released its Quarterly Experience Report, an update on California statewide insurer experience valued as of December 31, 2020.

Highlights of the report include:

  • California written premium for 2020 is 13 percent below that for 2019 and is the lowest since 2012.
  • The average charged rate for 2020 is 9 percent below that for 2019 and 40 percent below the peak in 2014.
  • The preliminary projected combined ratio, including COVID-19 claims, for accident year 2020 is 102 percent, which is 7 points higher than for 2019.
  • Indemnity claim frequency for Accident Year 2020, excluding COVID-19 claims, is almost 6 percent below 2019.

The full report is available in the Research section of the WCIRB website and at the following link:

May 13, 2021