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WCIRB Releases Report on Losses and Expenses for Calendar Year 2018

The WCIRB has released its report on workers' compensation losses and expenses for 2018. The report is prepared annually pursuant to Section 11759.1 of the California Insurance Code.

Key findings in the report include:

  • Medical losses paid in 2018 were $4.6 billion, or 55% of total loss payments. Of these payments, $1.2 billion were paid for physician services, $1.5 billion were payments made directly to injured workers, $0.6 billion were paid for inpatient or outpatient services, $0.1 billion were paid for pharmaceuticals, and $0.3 billion were paid for medical-legal evaluations.
  • The total cost of medical cost containment programs in 2018 was $426 million compared to $443 million in 2017.
  • Indemnity benefits paid in 2018 were $3.8 billion, or 45% of total loss payments. Of this amount, temporary disability benefits paid totaled $1.8 billion and permanent partial disability benefits paid totaled $1.5 billion.
  • Total insurer combined losses and expenses incurred in 2018 were $14.3 billion, or 82% of calendar year premium, compared to $16.2 billion (or 92% of calendar year premium) in 2017.

To view a copy of the report, visit the Research section of or click the link below.

Related Information

Losses and Expenses Summary Reports


June 28, 2019