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WCIRB Releases Second Quarter 2022 Experience Report

The Workers’ Compensation Insurance Rating Bureau of California (WCIRB) has released its Quarterly Experience Report. This report is an update on California statewide insurer experience valued as of June 30, 2022.

Highlights of the report include:

  • California written premium for the first six months of 2022 is 27 percent above that for the first six months of 2021, driven by the continued economic recovery.
  • The average charged rate for the first half of 2022 is 3 percent below that for 2021 and the lowest in decades.
  • The projected loss ratio for 2021, including the cost of COVID-19 claims, is 6 points above that for 2020 and 12 points above that for 2019.
  • The projected combined ratio for 2021, including COVID-19 claims, is 8 points higher than 2020 and 33 points higher than the low point in 2016.

The full report is in the Research section of the WCIRB website and at the following link:

September 29, 2022