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Standard Classifications

Click on a phraseology or code in the table below to view detailed information such as phraseology, footnotes, rules and pure premium rates for that classification. To sort the complete list of classifications in alphabetical order, click on the "Phraseology" link at the top of the column. To sort the list of classifications in numerical order, click on the "Code" link at the top of the column.

Code Phraseology
7403 AIRCRAFT OPERATION — scheduled passenger or cargo air carriers — not members of the flying crew — including gate and ticket counter personnel at airports
7392

BEER DEALERS — all operations
7382 BUS, SHUTTLE VAN OR LIMOUSINE OPERATIONS — all employees
7365

TAXICAB OPERATIONS — all employees

Payroll shall include the entire remuneration earned by all taxicab drivers during the policy period. In the event an employer does not keep verifiable payroll records for all taxicab drivers, the minimum remuneration for taxicab drivers shall not be less than $42,400 per annum per taxicab dispatched by or operated under the auspices of the insured. The minimum payroll amount is in consideration of taxicab downtime, vacation time or other periods during which the taxicab is not in operation, as well as the use of a single taxicab by multiple drivers. The per annum payroll amount shall be prorated only when the taxicab is not dispatched by or under the auspices of the insured or registered for the full policy period or when the policy period is less than one year.
7360(2)

FREIGHT FORWARDERS OR CONSOLIDATORS — N.O.C.
7360(1)

FREIGHT HANDLERS — packing or handling merchandise at shipping or receiving terminals — N.O.C.
7332 AMBULANCE SERVICES — all operations — including medical technicians and attendants and maintenance of vehicles and equipment
7272 WATER TRUCK SERVICE COMPANIES — all operations
7248 MARINE APPRAISERS OR SURVEYORS
7232 MAIL DELIVERY SERVICE COMPANIES — firms operating under contract to the United States Postal Service — all employees
7227

AUTOMOBILE OR TRUCK TOWING, ROADSIDE ASSISTANCE OR FREEWAY SERVICE PATROL — for vehicles not owned by employer
7219(2) EXPRESS COMPANIES — including terminal employees and mechanics
7219(3)

MOBILE CRANE AND HOISTING SERVICE CONTRACTORS — N.O.C. — all operations — including yard employees
7219(1)

TRUCKING FIRMS — N.O.C. — including terminal employees and mechanics
7207(2) CLUBS — riding — all employees — including front desk employees
7207(3) HORSE SHOWS OR RODEOS — stable employees
7207(4) PACK TRAINS — all employees
7207(5)

RACING STABLES — harness racing — all other employees
7207(1) STABLES — all employees — N.O.C.
7198(2)

ARMORED TRANSPORT SERVICES — including terminal employees and mechanics

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