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General Inclusions and General Exclusions

General Inclusions

There are certain activities that are specifically included in all classifications and may not be separately classified. These activities must be assigned to the classification that describes an employer's business or industry. These activities, referred to as General Inclusions, include the following:

  • Aircraft travel by employees, other than members of the flying crew
  • Commissaries i.e., cafeterias for your staff
  • Manufacturing of containers, such as bags, barrels, bottles, boxes, cans, cartons, or packing cases
  • Plant dispensaries i.e., first aid for staff
  • Maintenance or ordinary repair of the employer's buildings or equipment when performed by employees
  • Printing and lithography e.g., printing instruction sheets or product labels
  • Stamping, welding, drilling, and blasting e.g., in connection with other construction or manufacturing operations
  • Research laboratories e.g., new product research and development
  • Drivers and their helpers
  • Supervisors
  • Unmanned Aircraft System (aerial drone) operation – aircraft system and payload total combined weight of less than 55 pounds – all members of the operating crew (see the USRP, Part 3, Section III, Rule 5 for details regarding application to Construction operations as well as to remote drone operators) 

General Inclusions Examples

  1. If a brewery operator also manufactures bottles to bottle the beer that is produced, the bottle manufacturing operations must be included in Classification 2121, Breweries.
  2. If a software development firm also prints its own instruction literature to be packaged and sold with the company's software, the printing operations must be included in Classification 8859(1), Computer Programming or Software Development.

General Exclusions

Certain operations present a unique exposure to hazard that is not common or prevalent in most industries. Employees who are engaged in these activities must be assigned to a separate classification. These activities, referred to as General Exclusions, include the following:

  • Aircraft operation – all members of the flying crew 
  • New construction, remodeling, erection or installation work, whether done by the insured’s employees or by contractor
  • Maintenance or repair work if performed by contractors
  • Foundry operations
  • Asbestos abatement
  • Day care services if provided by the employer primarily for use by its employees' dependents
  • Unmanned Aircraft System (aerial drone) operation – aircraft system and payload total combined weight of 55 pounds or heavier – all members of the operating crew. Operating crew members working remotely from a home or office location with no exposure outside of the clerical office shall be classified as 8810, Clerical Office Employees, or 8871, Clerical Telecommuter Employees, subject to the Standard Exceptions rule

General Exclusions Example

If a company operates a machine shop and a foundry to produce castings, the foundry activities would be assigned to the appropriate foundry classification, not to the machine shop classification. Most machine shops do not operate foundries, and operating a foundry is a unique exposure that requires a separate classification.

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