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Standard Classifications

Click on a phraseology or code in the table below to view detailed information such as phraseology, footnotes, rules and pure premium rates for that classification. To sort the complete list of classifications in alphabetical order, click on the "Phraseology" link at the top of the column. To sort the list of classifications in numerical order, click on the "Code" link at the top of the column.

Code Phraseology
8400 MOTORCYCLE DEALERS OR REPAIR FACILITIES — all operations — including accessory or spare parts sales and Outside Salespersons
4362 MOTION PICTURES — negative and print processors, distributors and film exchanges — not motion picture production companies
9610

MOTION PICTURES — production — in studios and outside — all employees

The entire remuneration of actors, musicians, producers and the motion picture director shall be included subject to a maximum of $154,700 per year per person. When such employees do not work the entire year, the payroll limitation shall be prorated based upon the number of weeks in which such employees worked during the policy period.
9050(2)

This Classification has been eliminated effective 01/01/2020. MOTELS — all employees other than employees exclusively engaged in restaurant or tavern operations

When lodging is provided by the employer, the total remuneration shall include the market value of such lodging to the employee.
8743

MORTGAGE BROKERS — no direct lending — all employees — including Clerical Office Employees, Clerical Telecommuter Employees and Outside Salespersons

The entire remuneration of each employee shall be included, subject to a maximum of $154,700 per year. When the policy is in force for less than a 12-month period, the maximum payroll amount shall be prorated based upon the number of weeks in the policy period.
8749

MORTGAGE BANKERS — all employees — including Clerical Office Employees, Clerical Telecommuter Employees and Outside Salespersons

The entire remuneration of each employee shall be included, subject to a maximum of $154,700 per year. When the policy is in force for less than a 12-month period, the maximum payroll amount shall be prorated based upon the number of weeks in the policy period.
9010

MOBILE HOME PARK OPERATION — all other employees — including, resident employees, resident Clerical Office Employees and resident Clerical Telecommuter Employees

When lodging is provided by the employer, the total remuneration shall include the market value of such lodging to the employee.
2797(1)

MOBILE, MODULAR OR MANUFACTURED HOME OR BUILDING MFG. — shop or yard work only
8740(4)

MOBILE HOME PARK OPERATION — property management supervisors — not resident managers or supervisors
7219(3)

MOBILE CRANE AND HOISTING SERVICE CONTRACTORS — N.O.C. — all operations — including yard employees
1123

This Classification has been eliminated effective 09/01/2022. MINING — underground — with shafts, tunnels or drifts; all employees with exposure to ground mining operations
1124

This Classification has been eliminated effective 09/01/2022. MINING — underground — surface employees
1122

MINING — surface — no shafts, tunnels, or drifts — all employees
1452

MINING — ore milling — including sample analysis, crushing, concentration and separation
3724(1)

MILLWRIGHT WORK — N.O.C. — erection or repair of machinery or equipment at customers' locations
8500 METAL SCRAP DEALERS — ferrous or nonferrous
3400

METAL GOODS MFG. — N.O.C.
3572

MEDICAL INSTRUMENT MFG. — electronic — diagnostic or treatment
2095

MEAT PRODUCTS MFG.
2570

MATTRESS OR BOX SPRINGS MFG. — including pillow, quilt, comforter or cushion manufacturing

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