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Classification Phraseology as of:
9/1/2023
 
Classification Code:
4000(1)
 
Phraseology:

SAND OR GRAVEL DIGGING — including construction, repair or maintenance of all buildings, structures or equipment and installation of machinery

Footnote:

This classification applies to sand or gravel digging and includes the processing of the sand or gravel, including but not limited to washing, screening, stockpiling or bagging, when 25% or less of the excavated material is crushed or ground.

If more than 25% of the excavated material is crushed or ground, all sand, gravel or clay processing, including but not limited to crushing, grinding, washing, screening and bagging, shall be separately classified as 1710, Stone Crushing, unless all crushed product will pass through an 8-mesh or finer screen, in which case the operations shall be separately classified as 1741(1), Silica Grinding.

Canal, sewer or cellar excavation or mining shall be separately classified.

Employees engaged exclusively in the delivery of the finished product shall be separately classified as 8232(2), Building Material Dealers.

Approved Pure Premium Rate:
To learn how approved pure premium rates are different than insurer rates, click here.
Effective DatePure Premium RateNote
9/1/2023$2.77New/Renewal
9/1/2022$2.79New/Renewal
9/1/2021$2.39New/Renewal
Prior Phraseology and Footnote:
Shown below is the previously published phraseology and footnoteEffective Date

Phraseology:

SAND OR GRAVEL DIGGING — including construction, repair or maintenance of all buildings, structures or equipment and installation of machinery

Footnote:

If 25% or less of the excavated material is crushed or ground, all sand or gravel processing, including but not limited to crushing, grinding, washing, screening and bagging, shall be classified as 4000(1).

If more than 25% of the excavated material is crushed or ground, all sand or gravel processing, including but not limited to crushing, grinding, washing, screening and bagging, shall be classified as 1710, Stone Crushing, unless all crushed product will pass through an 8-mesh or finer screen, in which case the operations shall be classified as 1741(1), Silica Grinding.

Canal, sewer or cellar excavation or mining shall be separately classified.

Employees engaged exclusively in the delivery of the finished product shall be separately classified as 8232(2), Building Material Dealers.

1/1/2020
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The Classification Search was developed by the WCIRB for your convenience to help you identify Standard Classifications based on keywords or a classification code. However, you cannot rely solely on the Classification Search and must make an independent assessment when determining the appropriate classification(s) assignable to a risk in accordance with the USRP.