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WCIRB CompEssentials Online Training Program

WCIRB CompEssentials® is our online educational training program for insurance professionals to learn the fundamentals of workers’ compensation insurance.

  • Gain workers’ comp knowledge so you can solve customer questions quickly.
  • Learn in an online, on-demand environment.
  • Stand out among your industry peers with CompEssentials certification.
  • Earn 5 Continuing Education (CE) credits toward a Property and Casualty and/or Insurance Adjuster license with each passed course.


Create a WCIRB CompEssentials user account by registering at one of the following buttons. After you've created an account, you can then purchase a course or courses. 

Questions? Contact [email protected].

By registering for a course, you are verifying that all information provided at the time of enrollment is accurate. The WCIRB will contact you for settlement if incomplete or inaccurate information is entered that results in a billing error. Failure to cooperate may result in suspension of your enrollment.

WCIRB CompEssentials Courses

See below to learn what Learners who successfully complete these courses will learn:

About the System
Classification Basics
Experience Rating Fundamentals
Ownership and Experience Rating

About the SystemTop

  • The relationships between various stakeholders in the workers’ comp industry
  • When an employer is required to get coverage and the steps necessary to procure a policy
  • How costs are determined (including premium and rates)
  • How workers’ comp benefits, including temporary and permanent disability benefits, are administered

Classification BasicsTop

  • How to apply the rules of the California Workers’ Compensation Uniform Statistical Reporting Plan—1995 (USRP), including concepts such as the Single Enterprise and Multiple Enterprises rules, Special Industry Classification Procedures, Standard Exceptions, General Inclusions and General Exclusions
  • How to read classification phraseologies and footnotes
  • How to use WCIRB resources to determine the correct workers’ compensation classification for basic operations
  • How the WCIRB classification inspection and test audit process works
  • How to get classification assistance and the process for disputing an incorrect classification assignment.

Experience Rating FundamentalsTop

  • Explain the purpose of experience rating
  • Identify the different sections of the experience rating worksheet
  • Calculate a policyholder's total Expected Losses to determine eligibility and primary threshold
  • Determine how claims impact an experience modification (X-Mod)
  • Use the experience rating formula to calculate an X-Mod
  • Use the experience rating worksheet to answer policyholder questions about their X-Mod

Ownership and Experience RatingTop

  • Review changes in ownership for businesses and determine what happens to the X-Mod
  • Identify when businesses that share common ownership must be combined for experience rating
  • Know when separate entities can be covered on the same policy
  • Understand why it is important to obtain detailed ownership information when underwriting a policy
  • Use WCIRB Connect® to submit and check the status of a change in ownership for a policyholder