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Insurer Data Exchange Products

WCIRB X-Mod Product Comparison Chart
The WCIRB has a variety of products and services for insurers to access experience modifications (X-Mods) and experience rating worksheet data. The product comparison chart can help you decide which data exchange products best suit your needs.

X-Mods and More® Web Service 

Available to: Insurers, third party entities (TPEs) and agents/brokers
Format: XML
Method of transmission: API Web Service in Soup 1.1 or 1.2
Price: Free

This API web service provides member insurers and their authorized third-party administrators and managing general agents and licensed agencies and brokerages with real-time, automated retrieval of experience modifications (X-Mods), assigned classification codes, previously reported policyholder names and addresses, FEINs and other information to assist in underwriting workers’ compensation policies in California.

Experience Modification Subscription 

Available to: Insurers and advisory organizations
Format: Proprietary Text File Format
Method of transmission: SFTP pull
Pricing: $2,500 per year for Weekly File; $12,500 per year for Daily File

This data product contains experience modifications with the corresponding WCIRB assigned classification(s), policyholder name, address and other policy information. It also includes a "does not qualify" (DNQ) indicator for those policyholders that do not meet the eligibility threshold for experience rating. This product is sent via Managed File Transfer (secured) and is available on either a daily or weekly basis. 

A master file of then current experience modification information is included in this product at initial set-up. Subscribers may purchase a replacement master file for $500 at any time. Advisory Organization subscriptions do not include insurer-specific data (e.g. policy numbers and effective dates).

Incremental weekly or daily updates contain experience modifications issued during the file period.

See DP2010/A Experience Modification Subscription – User Guide for product details. To order this product, complete Form 205, Experience Modification Subscription

Advisory Organization subscribers must be registered advisory organizations in good standing per Insurance Code Sections 11750.1(c) and 11753.

Experience Rating Worksheets with XML Companion File

Available to: Insurers and authorized TPEs
Format: PDF documents with Proprietary XML Format in a ZIP file
Method of transmission: FTP push
Price: Free

Member insurers or their authorized TPEs may receive experience rating worksheets for their policyholders in the Adobe Acrobat PDF format in a single daily ZIP file. This electronic distribution includes an XML companion file that member insurers may use to automatically manage their experience rating worksheets. 

Does Not Qualify Letter

Available to: Insurers and authorized TPEs
Format: PDF documents in a ZIP file
Method of transmission: SFTP or FTPS push
Price: Free

Member insurers may receive Does Not Qualify (DNQ) letters for their policyholders in the Adobe Acrobat PDF format in a single daily ZIP file . 

Experience Rating Worksheet Data (WCRATING)

Available to: Insurers and Authorized TPEs
Format: WCRATING Flat File in a ZIP file
Method of transmission: SFTP or FTPS push
Price: Free

Member insurers may obtain experience rating worksheet data for their policyholders in the WCRATING format for issued and withdrawn rate sheets via Managed File Transfer (secured) and/or through WCIRB Connect.

Inspection Reports and XML Companion File 

Available to: Insurers and authorized TPEs
Format: PDF documents with Proprietary XML Format in a ZIP file
Method of transmission: SFTP or FTPS push
Price: Free

Member insurers may obtain inspection reports in a zipped Adobe Acrobat PDF format via Managed File Transfer (secured) and/or through WCIRB Connect. The zip file includes an XML companion file designed to be used for mapping the Adobe Acrobat PDF inspection reports to the policies or records in the insurer's system. 

Policy Correspondence and XML Companion File

Available to: Insurers and authorized TPEs
Format: PDF documents with Proprietary XML Format in a ZIP file
Method of transmission: SFTP or FTPS push
Price: Free

Member insurers may receive policy correspondence from the WCIRB via Managed File Transfer (secured) and/or through WCIRB Connect. This electronic distribution includes an XML companion file that contains metadata that may be used to import and manage these files.

USR Correspondence and XML Companion File

Available to: Insurers and authorized TPEs
Format: PDF documents with Proprietary XML Format in a ZIP file
Method of transmission: SFTP or FTPS push
Price: Free

Member insurers may receive USR correspondence in the Adobe Acrobat PDF format. This electronic distribution includes an XML companion file that insurers may use to automatically manage their correspondence.

USR Control List

Available to: Insurers
Format: PDF documents in a ZIP file
Method of transmission: SFTP or FTPS push
Price: Free

Member insurers may obtain a PDF file listing of their policies where the USR is not yet received and is due this month.

USR Pending List

Available to: Insurers
Format: PDF documents in a ZIP file
Method of transmission: SFTP or FTPS push
Price: Free

Member insurers may obtain a PDF file listing of their policies with USRs due for the defined month/year.

USR Fine List File

Available to: Insurers
Format: PDF documents in a ZIP file
Method of transmission: SFTP or FTPS push
Price: Free

Member insurers may obtain a PDF file listing of their policies where USR delinquency fines have been levied.

USR Control List Data File

Available to: Insurers
Format: Proprietary text file in a ZIP file
Method of transmission: SFTP or FTPS push
Price: Free

Member insurers may obtain a text file listing of their policies with USRs due for the defined month/year.

USR Pending List Data File

Available to: Insurers
Format: Proprietary text file in a ZIP file
Method of transmission: SFTP or FTPS push
Price: Free

Member insurers may obtain a text file listing of their policies where the USR has not yet been received and is slated to be due in the upcoming month.

USR Fine List Data File

Available to: Insurers
Format: Proprietary text file in a ZIP file
Method of transmission: SFTP or FTPS push
Price: Free

Member insurers may obtain a text file listing of their policies where USR delinquency fines have been levied.