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Information for New WCIRB Members

WCIRB Overview

The Workers’ Compensation Insurance Rating Bureau of California (WCIRB) is the designated statistical agent of the California Insurance Commissioner. For over 100 years, the WCIRB has been California’s trusted, objective provider of actuarially-based information and research, advisory pure premium rates, and educational service integral to a healthy workers’ compensation system. 

Every insurance company authorized to transact workers’ compensation insurance in the state of California must be a member of the WCIRB.

WCIRB Primary Functions

The WCIRB collects premium and loss data on every workers’ compensation policy written in California. The data provides the basis for developing proposed advisory pure premium rates, determining experience modifications, publishing reports on trends in the California workers’ compensation industry and providing useful analytical tools and information to various workers’ compensation insurance constituents.

WCIRB Governance

The WCIRB has three standing committees – the Governing Committee, the Classification and Rating Committee and the Actuarial Committee. These committees meet throughout the year; their meeting agendas, minutes and other related materials can be found on the Committee Documents page under Filings and Plans.

When necessary, the WCIRB convenes informal working groups to provide feedback and needed expertise to WCIRB staff to assist in formulating specific proposals that will be presented to the Classification and Rating Committee, Actuarial Committee and/or Governing Committee.

Learn about WCIRB committees and working groups>

Requirements and Responsibilities of a New WCIRB Member

  1. Becoming a WCIRB member
    1. Obtain a license from the California Department of Insurance to transact workers’ compensation insurance in California. Please go to the California Department of Insurance website for more information.
    2. Forward the license information and the completed Form 1101, New Member Application to the WCIRB Accounting Department to initiate the registration process and to pay membership dues.
    3. Provide company contact information to the WCIRB by completing Form 804, WCIRB Member Office and Contact Designation and submitting it electronically to the WCIRB Data Quality Assurance Office.
    4. Execute applicable contracts with the WCIRB Legal Department to obtain access to WCIRB systems. 
    5. Review aggregate financial data reporting requirements. Aggregate data is required to be reported to the WCIRB by all member insurers licensed to transact workers’ compensation insurance in California – regardless of whether policies will or will not be issued.
  2. Before issuing workers’ compensation policies in California
    1. Submit all policy forms your company plans to use to issue workers’ compensation policies in California for review by the WCIRB. All policy forms must be approved by the California Department of Insurance prior to use.
    2. Complete testing of electronic submissions of policy and unit statistical data. Policy and unit statistical data must be submitted electronically to the WCIRB in the WCIO format and in accordance with the California Workers’ Compensation Uniform Statistical Reporting Plan—1995 (USRP).

New Member Orientation

The following links are provided as a helpful guide for new WCIRB members to understand the requirements listed above:
 
Aggregate Financial Data Reporting Requirements Policy Forms Requirements Policy Reporting Requirements Unit Statistical Reporting Requirements

Aggregate Financial Data

Data Calls

SCAD Program

eSCAD® Enrollment  Form

Forms Manual

Policy Data Submissions Overview

Using Third Parties

Electronic Submission Creation and Transmission

Testing Requirements

Policy Reporting Handbook

WCIRB Connect®

USR Data Submissions Overview

Electronic Submission
Creation and Transmission

Testing Requirements

Unit Statistical Reporting Handbook

WCIRB Connect®

Contact Us
For aggregate financial data reporting questions, email [email protected]. For policy forms requirement questions, email [email protected]. For policy reporting or unit statistical reporting questions, email [email protected].

Other WCIRB Programs and Products

The links below are provided as a helpful guide to WCIRB’s data quality programs, products and services: 
 
Data Quality Programs WCIRB Products and Services

WCIRB Premium Audit Accuracy Program

WCIRB Unit Statistical Data Quality Program

WCIRB Medical Transaction Data Quality Program

WCIRB Transaction Data Quality Program

Special Assessment for Systemic Misreporting of Unit Statistical Report Data

WCIRB AnalyticsPortal

Coverage Research

Insurer Data Exchange Products

Custom Actuarial Products

 

Please contact [email protected] for more information regarding new member requirements and responsibilities.