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Classification Phraseology as of:
9/1/2023
 
Classification Code:
8039
 
Phraseology:

STORES — department stores — retail — including Clerical Office Employees, Clerical Telecommuter Employees and Outside Salespersons

Footnote:

This classification applies to each store location at which all the following conditions exist:

  1. The payroll subject to this classification is at least $1,300,000 per annum.
  2. The merchandise handled must include:

    (a) Wearing Apparel
    (b) Linens
    (c) House Furnishings (other than furniture)
    (d) One or more of the following:

    • Cosmetics
    • Drugs
    • Furniture
    • Groceries
    • Hardware
    • Jewelry
    • Luggage
    • Musical Instruments
    • Sporting Goods
    • Toys
  3. The total annual sales of items (a), (b) and (c), above, must exceed 50% of the total annual sales.

This classification also applies to the installation of house furnishings and household appliances that have been sold by the store and to satellite warehouse or clerical office locations.

Industry Group/Related Classifications:
Stores
Approved Pure Premium Rate:
To learn how approved pure premium rates are different than insurer rates, click here.
Effective DatePure Premium RateNote
9/1/2023$2.73New/Renewal
9/1/2022$2.85New/Renewal
9/1/2021$2.38New/Renewal
Prior Phraseology and Footnote:
Shown below is the previously published phraseology and footnoteEffective Date

Phraseology:

STORES — department stores — retail — including Clerical Office Employees, Clerical Telecommuter Employees and Outside Salespersons

Footnote:

This classification applies to each store location at which all the following conditions exist:

  1. The payroll subject to this classification is at least $1,200,000 per annum.
  2. The merchandise handled must include:

    (a) Wearing Apparel
    (b) Linens
    (c) House Furnishings (other than furniture)
    (d) One or more of the following:

    • Cosmetics
    • Drugs
    • Furniture
    • Groceries
    • Hardware
    • Jewelry
    • Luggage
    • Musical Instruments
    • Sporting Goods
    • Toys
  3. The total annual sales of items (a), (b) and (c), above, must exceed 50% of the total annual sales.

This classification also applies to the installation of house furnishings and household appliances that have been sold by the store and to satellite warehouse or clerical office locations.

9/1/2022
New Search

The Classification Search was developed by the WCIRB for your convenience to help you identify Standard Classifications based on keywords or a classification code. However, you cannot rely solely on the Classification Search and must make an independent assessment when determining the appropriate classification(s) assignable to a risk in accordance with the USRP.