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Classification Phraseology as of:
9/1/2023
 
Classification Code:
8015
 
Phraseology:

STORES — furniture — wholesale or retail

Footnote:
This classification applies to stores engaged in the sale or rental of furniture, including but not limited to couches, chairs, tables, dressers, bed frames, desks and bookcases. This classification also applies to furniture auctioneers.

This classification also applies to the operation of furniture galleries or showrooms that display samples of furniture for viewing and direct sale to customers. Such operations include but are not limited to the sale of furniture by salespersons, interior decorators or designers retained by the employer, and furniture shipping, receiving and delivery. This classification includes travel to customers' locations by salespersons, interior decorators or designers to gather information or provide advice in support of furniture sales.

This classification does not apply to the operation of furniture galleries or showrooms that sell exclusively from samples to buyers for stores (no direct sales) and where no inventory (exclusive of showroom samples) is maintained at the gallery or showroom location. Such gallery or showroom salespersons shall be classified as 8742, Salespersons — Outside, provided they have no other duties of any kind in the service of the employer except clerical work or outside sales. See Part 3, Section IV, Rule 5, Stores.

Stores engaged only in the sale of mattresses and box springs only shall be classified as 8017(1), Stores — retail.

Stores engaged in the sale of tile or cabinets, including but not limited to kitchen or bath cabinets shall be classified as 8059, Stores — tile or cabinets — wholesale or retail.

The installation, service or repair of household appliances shall be separately classified as 9519(1), Household Appliances.

The installation of linoleum, vinyl, cork, asphalt or rubber tile, or laminate (not hardwood) flooring within buildings, as well as the laying of carpets or rugs, shall be separately classified as 9521(2), Floor Covering — installation.

The installation of hardwood or bamboo floors, including baseboard molding installed in connection therewith shall be separately classified as 5436, Hardwood Floor Laying.

The installation of window coverings, including associated hardware, within buildings shall be separately classified as 9521(3), Window Covering.

Industry Group/Related Classifications:
Approved Pure Premium Rate:
To learn how approved pure premium rates are different than insurer rates, click here.
Effective DatePure Premium RateNote
9/1/2023$4.47New/Renewal
9/1/2022$4.48New/Renewal
9/1/2021$3.68New/Renewal
Prior Phraseology and Footnote:
Shown below is the previously published phraseology and footnoteEffective Date

Phraseology:

STORES — furniture — wholesale or retail

Footnote:

This classification applies to stores engaged in the sale or rental of furniture, including but not limited to couches, chairs, tables, dressers, bed frames, desks and bookcases. This classification also applies to furniture auctioneers.

This classification also applies to the operation of furniture galleries or showrooms that display samples of furniture for viewing and direct sale to customers. Such operations include but are not limited to the sale of furniture by salespersons, interior decorators or designers retained by the employer, and furniture shipping, receiving and delivery. This classification includes travel to customers' locations by salespersons, interior decorators or designers to gather information or provide advice in support of furniture sales.

This classification does not apply to the operation of furniture galleries or showrooms that sell exclusively from samples to buyers for stores (no direct sales) and where no inventory (exclusive of showroom samples) is maintained at the gallery or showroom location. Such gallery or showroom salespersons shall be classified as 8742, Salespersons — Outside, provided they have no other duties of any kind in the service of the employer except clerical work or outside sales. See Part 3, Section IV, Rule 6, Stores.

Stores engaged only in the sale of mattresses and box springs only shall be classified as 8017(1), Stores — retail.

The installation, service or repair of household appliances shall be separately classified as 9519(1), Household Appliances.

The installation of linoleum, vinyl, cork, asphalt or rubber tile, or laminate (not hardwood) flooring within buildings, as well as the laying of carpets or rugs, shall be separately classified as 9521(2), Floor Covering — installation.

The installation of hardwood or bamboo floors, including baseboard molding installed in connection therewith shall be separately classified as 5436, Hardwood Floor Laying.

The installation of window coverings, including associated hardware, within buildings shall be separately classified as 9521(3), Window Covering.

9/1/2021
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